Today’s mailbag is sponsored by Vanderbilt fan Josh Minton of Liberty Mutual of Brentwood. Need an annuity? What about home, auto, motorcycle, renter’s or life insurance? Josh is the guy you need to contact. Give him a call at 615-933-1979, email him at joshua.Minton@LibertyMutual.com, and follow him on Twitter at @JoshuaMintonLM.